Terms of use

The following terms and conditions ("Terms of Use") govern the relationship between you and Inovestor Inc. and its affiliates (collectively, “Inovestor" or "we") in the use of the Inovestor.com and/or StockPointer.com websites, and any or all other online or wireless product and/or content and/or services made available to you by Inovestor or by any of its clients or third party Service Providers (collectively, the “Services"). By using the Services, you are agreeing to comply with and be legally bound by the terms and conditions as set out in these Terms of Use.If these Terms of Use are not acceptable to you, please do not use the Services.

Inovestor reserves the right to revise, update or change in any way these Terms of Use from time to time and at any time without notice to you.You are responsible for periodically reviewing the most current version of these Terms of Use. Your continued use of the Services will be deemed your conclusive acceptance of the revised, updated or changed Terms of Use.

In these Terms of Use, the phrase "Service Providers" includes, but is not limited to, any licensors, suppliers, information providers or other third parties that provide, from time to time, any data, information, content, application, tool, feature or service for purposes of or included in the Services.

Rights Granted and Restrictions on Use

Inovestor grants to you a limited non-exclusive, non-transferable license to view and print the material provided in the Services for your non-commercial or personal use only. All copies that you make must retain all copyright and other notices that are provided in the Services. Except as provided in the previous sentence, you may not use, distribute, sell, modify, transmit, revise, reverse engineer, republish, post or create derivative works (where applicable) of the trade-marks, trade names, logos, design, layout, information, data, software, applications, interactive features, tools, services or other material or content on or made available through the Services (referred to collectively, as the "content" of the Services) without Inovestor's prior written permission. You acknowledge and agree that the Services and their content are the property of Inovestor and/or Service Providers and you will not acquire any rights or licenses in any trade-marks, patents, copyright or other intellectual property provided in the Services or in their content. The Services and their content are protected by copyright, both individually and as a collective work or compilation and by trade-mark law, patent law and any other applicable laws.

Market Information

The Services, including but not limited to any and all market information and data, quotes, company information, charting, news, options and research data are provided by Inovestor and its Service Providers for informational purposes only, and are not intended for trading purposes. Inovestor and each of its Service Providers do not guarantee the sequence, accuracy, or completeness of any market information or other data, and are not liable or responsible in any way for any delays, inaccuracies, or errors in any market information or other data or in the transmission of any market information or other data. You agree not to rely upon the market information or other data for any trading, business or financial purpose and Inovestor, its Service Providers, and each of their respective affiliates, directors, officers, agents and representatives are not liable or responsible in any way for any damages, losses or costs arising from reliance on this information or incurred as a result of the non-performance, interruption or termination for any reason whatsoever of the Services, or market information or other data.

Market information is generally delayed 15 minutes or more. Please refer to the associated time stamp on each market data chart or table to obtain the age of the data. Before purchasing or selling securities or other investments you should always consult with a qualified broker or other qualified financial advisor to verify pricing information. Inovestor is not a broker, financial advisor or agent.

Please note any additional disclaimers, terms and restrictions of use may be provided in the Services, including the Service Provider attributions and terms of use noted at the bottom of each market information page for the Services, as your use of these pages is subject to and you are responsible for complying with these additional terms.

Your Authority to Use the Services

By using the Services, you are representing to us that you have the power and authority to accept these Terms of Use and to enter into this agreement with us, that you are capable of assuming, and do assume, any risks related to the use of the Services and their content, and that you understand and accept the terms, conditions and risks relating to their use. If you are dissatisfied with the Services or their content, your sole and exclusive remedy is to stop using them.

Disclaimers

The content in or made available through the Services is for informational purposes only and is not intended to provide legal, accounting, tax, investment, financial or other advice and such content should not be relied upon for such advice. Inovestor, its Service Providers and each of their respective affiliates, directors, officers, agents and representatives assume no liability for any inaccurate, delayed or incomplete content, nor for any actions taken in reliance thereon. The content contained on or made available through the Services, including without limitation, the content obtained through Service Providers or through any other link, has been supplied by such Service Providers or other third parties without verification by us. The views, opinions and advice of any third party provided in the Services reflect those of the individual authors and are not endorsed by us. Past performance is not necessarily indicative of future performance. Prior to making any investment decision, it is recommended that you consult directly with the individual or firm and seek advice from a qualified investment advisor. Neither Inovestor nor any of its Service Providers make or have made any recommendations regarding the securities or investment services of any person or entity with respect to the content of the Services, or of the advisability of investing in securities generally for any particular individual.

ALTHOUGH THE CONTENT HAS BEEN OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE, THE SERVICES, INCLUDING WEBSITES AND THEIR CONTENT, COULD INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS AND THEY ARE PROVIDED TO YOU ON AN "AS IS" BASIS WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND. INOVESTOR AND SERVICE PROVIDERS MAKE NO REPRESENTATION AND DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING WITHOUT LIMITATION, REPRESENTATIONS, WARRANTIES OR CONDITIONS REGARDING ACCURACY, TIMELINESS, COMPLETENESS, NON-INFRINGEMENT, SATISFACTORY QUALITY, MERCHANTABILITY, MERCHANTABLE QUALITY OR FITNESS FOR ANY PARTICULAR PURPOSE OR THOSE ARISING BY LAW, STATUTE, USAGE OF TRADE, OR COURSE OF DEALING. INOVESTOR AND SERVICE PROVIDERS ASSUME NO RESPONSIBILITY TO YOU OR ANY THIRD PARTY FOR THE CONSEQUENCES OF ANY ERRORS OR OMISSIONS.

No Damages

INOVESTOR, SERVICE PROVIDERS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS SHALL NOT, UNDER ANY CIRCUMSTANCES, BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT OR SPECIAL DAMAGES, OF ANY KIND, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION, THOSE ARISING FROM ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE SERVICES OR THEIR CONTENT OR THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER RESULTING FROM THE USE OF OR INABILITY TO USE ANY CONTENT ON OR MADE AVAILABLE THROUGH THE SERVICES (INCLUDING TRHOUGH A WEBSITE LINKED TO THE WEBSITES ACCESSED AS PART OF THE SERVICES), OR ANY OTHER CAUSE; AND EVEN IF CAUSED BY INOVESTOR'S OR SERVICE PROVIDERS' NEGLIGENCE, AND EVEN IF ANY OF THEM HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING.

THE ABOVE LIMITATIONS AND EXCLUSIONS SHALL APPLY TO YOU TO THE FULLEST EXTENT THAT APPLICABLE LAW PERMITS, IN ALL ACTIONS OF ANY KIND, WHETHER BASED ON CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR ANY OTHER LEGAL OR EQUITABLE THEORY. ANY CLAUSE DECLARED INVALID SHALL BE DEEMED SEVERABLE AND NOT AFFECT THE VALIDITY OR ENFORCEABILITY OF THE REMAINDER OF THESE TERMS OF USE.

Securities

Neither Inovestor, its Service Providers nor any of their respective affiliates, officers, directors, employees, agents or licensors: (a) has passed on the merit of any of the securities referred to in or through the Services or any linked site; or (b) has endorsed or sponsored any of these securities; or (c) makes or has made any recommendation regarding any securities issued by any of the companies identified in or through or linked to the Services, nor the advisability of investing in securities generally for any particular individual. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC SECURITY, INDEX, REPORT, OPINION, ADVICE OR OTHER CONTENT.

Advertising and Links

Inovestor may accept advertising from third parties and receive a fee from their advertising provided in the Services. No endorsement by Inovestor is intended or implied by the presence of such advertising.

As a convenience to our visitors, the Services currently provide links to a number of websites. The privacy policies and procedures described here do not apply to those websites. We suggest contacting these websites directly for information on their data collection and distribution policies. Your linking to such websites or pages is at your own risk. Inovestor is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites. Inovestor provides these links merely as a convenience and the inclusion of such links does not imply that Inovestor endorses or accepts any responsibility for the content or uses of such websites.

Sponsored Content

Inovestor may accept content provided by the sponsors identified as such in that content, which content is provided for informational purposes only. The content is not endorsed by Inovestor and Inovestor is not responsible for, and assumes no liability for, any errors or omissions in the content provided or any actions taken in reliance thereon.

Trademarks

You are not permitted to use any of the trademarks displayed provided in the Services (including without limitation StockPointer®) without the prior written consent of Inovestor or the third party owner of a displayed trademark.

Hyperlinks

Unless you have a written agreement in effect with Inovestor which states otherwise, you may only provide a hypertext link to the Services on another website, provided that (a) the link must be a text-only link clearly marked "Inovestor Home Page" or "StockPointer.com Home Page"; (b) the link must "point" to (i.e. link the user directly to) the URL http://www.inovestor.com (in the case of the Inovestor Home Page) or the URL http://www.StockPointer.com (in the case of the StockPointer.com Home Page) and not to other pages within the Services; (c) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with Inovestor's name and trade-marks; (d) the appearance, position and other aspects of the link may not create the false appearance that an entity is associated with or sponsored by Inovestor; (e) the link, when activated by a user, must display the site full-screen and not within a "frame" on the linking website; and (f) Inovestor reserves the right to revoke its consent to the link at any time in its sole discretion.

No links may be made to or from any of the content provided by Service Providers without their prior written permission.

Non-Confidential Use of Your Postings

Any non-personal communication, comments, ideas or material you post or transmit to Inovestor is, and will be treated as, non-confidential and non-proprietary. By transmitting or posting any communication or material to or in the Services you grant to Inovestor and all of its affiliates, an unrestricted, irrevocable license to use, reproduce, display, modify, transmit, distribute, publish, broadcast or post your communication for any purpose. You also agree that Inovestor is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) you grant us permission to do so; (b) we first notify you that the materials or other information you submit to a particular part of a site will be published or otherwise used with your name on it; or (c) we are required to do so by law.

Protecting Information

We have reasonable security measures in place to protect against the loss, misuse and interception by third parties of the information under our control. However, complete confidentiality and security is not possible over the Internet. We assume no liability for any damages you may suffer as a result of loss, interception, alteration or misuse of information you provide us or any information transmitted over the Internet.

Services Modification

Inovestor may change the Services or any part thereof, including eliminating or discontinuing any content on or made available through the Services, at any time and in its sole discretion.

Violations of Terms of Use

Inovestor reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to our Services.

Other Countries

The Services can be accessed from countries around the world other than Canada and may contain references to Inovestor products, services, and programs that have not been announced in your country. These references do not imply that Inovestor intends to announce such products, services or programs in your country. Inovestor makes no representation that the content provided in the Services is appropriate or available for use in other locations, and accessing the Services from territories where its content is illegal is prohibited. Those who choose to access the Services from other locations do so on their own initiative and their own risk and are responsible for compliance with local laws.

Laws

The Services (excluding linked sites) are controlled by Inovestor from its offices within the Province of Quebec, Canada. By accessing the Services, you and Inovestor agree that all matters relating to your access to, or use of, the Services shall be governed by the statutes and laws applicable within the Province of Quebec, as applicable, without regard to the conflicts of laws principles thereof. You and Inovestor also agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the judicial district of Montreal, Province of Quebec with respect to any and all matters arising in connection with these Terms of Use.

How to Contact Us

If you have submitted personal information through the Services or any interactive advertisements, and would like that information deleted from our records, please contact us at our e-mail address webmaster@inovestor.com. We will use reasonable efforts to delete this information from our existing files.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF USE, UNDERSTAND THEM AND AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS IN THESE TERMS OF USE.